HDFC Bank exchange rates: What you need to

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HDFC Bank offers a convenient way to buy a multitude of different currencies. However, foreign exchange rates represent a major pricing point and there is often little clarity around them. We researched HDFC Bank’s travel money exchange rates to provide you a table showcasing their currency rate spread. Hopefully we can help you save money on your holidays.

HDFC Bank exchange rates: Information and tips

Know the latest interbank exchange rate for your currency pairs

The interbank rate (also called mid-market rate) is the midpoint between the buy price and sell price of two currencies on the currency markets. HDFC Bank does not offer the interbank rate but instead adds a margin to it, which makes the foreign currency transaction more expensive for you. Before using HDFC Bank for your travel money needs, make sure to know the current interbank exchange rate. That way, you’ll be able to calculate FX losses on the currency conversion. You can find the latest interbank rates using our currency converter.

How to calculate exchange rate loss

Here’s what you need to do in order to determine how much HDFC Bank’s travel money exchange rate spread is going to cost you:

  1. Find the current interbank rate for your currencies using our currency converter
  2. Multiply your original amount by the current interbank rate
  3. Multiply your original amount by the exchange rate HDFC Bank offers
  4. Subtract the first amount from the second amount
  5. This is the amount you’ll lose through currency conversion with HDFC Bank

Order your currency online and in advance

Ordering your foreign currency before your trip allows you to compare with rates and fees of other providers. Ordering it online also is usually much cheaper than buying currency at the airport or on arrival to your holiday destination. Make sure to always compare exchange rates before finalising an order.


For the best exchange rates, we highly recommend TransferWise. Enjoy your first transfer for free on transfers up to £500.

HDFC Bank exchange rate research

The exchange rate spreads below are for ordering foreign currency online. Rates on other services might differ. Those exchange rate margins are indicative at the time of research. Use the HDFC Bank currency converter or visit the nearest branch to get the latest rates.

Currency ISO Code Exchange Rate Mid-Market Rate Exchange Rate Margin / Loss
United States Dollar USD 72.4 72.48175 0.11%
Euro EUR 81.55 82.00959 0.56%
Great Britain Pound GBP 93.64 93.61689 -0.02%
Japanese Yen JPY 0.63 0.63677 1.06%
Australian Dollar AUD 51.95 52.27562 0.62%
Canadian Dollar CAD 54.35 54.886 0.98%
Swiss Francs CHF 71.21 72.01595 1.12%
Hong Kong Dollar HKD 9.14 9.25453 1.24%
Singapore Dollar SGD 52.17 52.56999 0.76%
New Zealand Dollar NZD 47.51 48.7748 2.59%
Swedish Kroner SEK 7.78 7.97328 2.42%
U.A.E. Dirham AED 19.42 19.73635 1.60%
Danish Krone DKK 10.7 10.99349 2.67%
Norwegian Krone NOK 8.33 8.58505 2.97%
Saudi Riyal SAR 19.09 19.32847 1.23%
Omani Rial OMR 186 188.5091 1.33%
South African Rand ZAR 4.9 5.05188 3.01%

HDFC Bank’s exchange rate was collected from HDFC Bank’s website on 11/11/2018. Interbank rates collected from on 11/11/2018. The information displayed on this site is subject to change at any time and we do not guarantee 100% accuracy of the information.
For the today’s rates, visit HDFC Bank’s website, contact HDFC Bank’s customer support or log into your online banking and search for their exchange rate calculator. is not liable for any financial decisions based on the above information. is supported by referral compensations by some of the companies listed in our articles.

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