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Marks & Spencer exchange rates: What you need to know

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CurrencyFees » Fee Guides » Marks & Spencer exchange rates: What you need to know

Marks & Spencer offers a convenient way to buy a multitude of different currencies. However, foreign exchange rates represent a major pricing point and there is often little clarity around them. We researched Marks & Spencer’s travel money exchange rates to provide you a table showcasing their currency rate spread. Hopefully we can help you save money on your holidays.

Marks & Spencer exchange rates: Information and tips

Know the latest interbank exchange rate for your currency pairs

The interbank rate (also called mid-market rate) is the midpoint between the buy price and sell price of two currencies on the currency markets. Marks & Spencer does not offer the interbank rate but instead adds a margin to it, which makes the foreign currency transaction more expensive for you. Before using Marks & Spencer for your travel money needs, make sure to know the current interbank exchange rate. That way, you’ll be able to calculate FX losses on the currency conversion. You can find the latest interbank rates using our currency converter.

How to calculate exchange rate loss

Here’s what you need to do in order to determine how much Marks & Spencer’s travel money exchange rate spread is going to cost you:

  1. Find the current interbank rate for your currencies using our currency converter
  2. Multiply your original amount by the current interbank rate
  3. Multiply your original amount by the exchange rate Marks & Spencer offers
  4. Subtract the first amount from the second amount
  5. This is the amount you’ll lose through currency conversion with Marks & Spencer

Order your currency online and in advance

Ordering your foreign currency before your trip allows you to compare with rates and fees of other providers. Ordering it online also is usually much cheaper than buying currency at the airport or on arrival to your holiday destination. Make sure to always compare exchange rates before finalising an order.

 
For the best exchange rates, we highly recommend TransferWise. Enjoy your first transfer for free on transfers up to £500.
 

Marks & Spencer exchange rate research

The exchange rate spreads below are for ordering foreign currency online. Rates on other services might differ. Those exchange rate margins are indicative at the time of research. Use the Marks & Spencer currency converter or visit the nearest branch to get the latest rates.

Currency ISO Code Exchange Rate Mid-Market Rate Exchange Rate Margin / Loss
Euro EUR 1.0927 1.13896 4.06%
US Dollar USD 1.2482 1.29701 3.76%
Canadian Dollar CAD 1.6244 1.69981 4.44%
Turkish Lira TRY 6.5582 7.04244 6.88%
Egyptian Pound EGP 17.889 23.20676 22.91%
Mexican Peso MXN 24.095 25.98193 7.26%
Argentina Peso ARS 39.63 46.02572 13.90%
Australian Dollar AUD 1.7201 1.80143 4.51%
Bahrain Dinar BHD 0.4598 0.48768 5.72%
Barbados Dollars BBD 2.4012 2.59402 7.43%
Brazilian Real BRL 4.3529 4.79543 9.23%
Brunei Dollar BND 1.6702 1.78549 6.46%
Bulgarian Lev BGN 2.068 2.22759 7.16%
Chile Peso CLP 807.28 889.51593 9.25%
Chinese Yuan CNY 8.2635 8.93617 7.53%
Costa Rican Colon CRC 709.16 800.10649 11.37%
Croatian Kuna HRK 7.854 8.44899 7.04%
Czech Koruna CZK 27.297 28.98907 5.84%
Danish Krone DKK 7.9729 8.49955 6.20%
Dominican Republic Peso DOP 60.097 65.04509 7.61%
East Caribbean Dollar XCD 3.2524 3.50513 7.21%
Gambian Dalasi GMD 59.178 64.20203 7.83%
Hong Kong Dollar HKD 9.5377 10.13833 5.92%
Hungarian Forint HUF 339.65 366.35538 7.29%
Icelandic Krona ISK 146.01 157.45711 7.27%
Indonesian Rupiah IDR 17557 19396.79743 9.49%
New Israeli Sheqel ILS 4.4322 4.78602 7.39%
Jamaican Dollar JMD 153.02 165.4856 7.53%
Japanese Yen JPY 137.96 146.82809 6.04%
Jordanian Dinar JOD 0.8608 0.91958 6.39%
Kenyan Shilling KES 121.7 131.38718 7.37%
Kuwait Dinar KWD 0.37 0.39442 6.19%
Malaysian Ringgit MYR 4.9956 5.39881 7.47%
Mauritius Rupee MUR 41.902 45.58993 8.09%
New Zealand Dollar NZD 1.8295 1.94888 6.13%
Norwegian Krone NOK 10.162 10.85208 6.36%
Omani Rial OMR 0.4686 0.4987 6.04%
Peru Nuevo Sol PEN 3.9737 4.34654 8.58%
Philippine Peso PHP 61.431 68.89072 10.83%
Polish Zloty PLN 4.5787 4.8441 5.48%
Romanian New Leu RON 4.8888 5.30814 7.90%
Russia New Ruble RUB 78.42 86.77704 9.63%
Saudi Riyal SAR 4.5847 4.86379 5.74%
Singapore Dollar SGD 1.672 1.78549 6.36%
South African Rand ZAR 17.577 18.53928 5.19%
South Korean Won KRW 1339.1 1448.89215 7.58%
Swedish Krona SEK 11.006 11.75001 6.33%
Swiss Franc CHF 1.2375 1.30148 4.92%
Taiwan Dollar TWD 36.659 39.71963 7.71%
Thai Baht THB 39.42 42.6003 7.47%
Trinidad and Tobago Dollar TTD 8.0889 8.78984 7.97%
UAE Dirham AED 4.4558 4.76327 6.46%
Vietnam Dong VND 26943 30265.80428 10.98%

How we collect our data & advertiser disclosure

Marks & Spencer’s exchange rate was collected from Marks & Spencer’s website on 03/11/2018. Interbank rates collected from x-rates.com on 03/11/2018. The information displayed on this site is subject to change at any time and we do not guarantee 100% accuracy of the information.
For the today’s rates, visit Marks & Spencer’s website, contact Marks & Spencer’s customer support or log into your online banking and search for their exchange rate calculator. Currencyfees.com is not liable for any financial decisions based on the above information. Currencyfees.com is supported by referral compensations by some of the companies listed in our articles.

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