Thomas Cook exchange rates: What you need to know

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Thomas Cook offers a convenient way to buy a multitude of different currencies. However, foreign exchange rates represent a major pricing point and there is often little clarity around them. We researched Thomas Cook’s travel money exchange rates to provide you a table showcasing their currency rate spread. Hopefully we can help you save money on your holidays.

Thomas Cook exchange rates: Information and tips

Know the latest interbank exchange rate for your currency pairs

The interbank rate (also called mid-market rate) is the midpoint between the buy price and sell price of two currencies on the currency markets. Thomas Cook does not offer the interbank rate but instead adds a margin to it, which makes the foreign currency transaction more expensive for you. Before using Thomas Cook for your travel money needs, make sure to know the current interbank exchange rate. That way, you’ll be able to calculate FX losses on the currency conversion. You can find the latest interbank rates using our currency converter.

How to calculate exchange rate loss

Here’s what you need to do in order to determine how much Thomas Cook’s travel money exchange rate spread is going to cost you:

  1. Find the current interbank rate for your currencies using our currency converter
  2. Multiply your original amount by the current interbank rate
  3. Multiply your original amount by the exchange rate Thomas Cook offers
  4. Subtract the first amount from the second amount
  5. This is the amount you’ll lose through currency conversion with Thomas Cook

Order your currency online and in advance

Ordering your foreign currency before your trip allows you to compare with rates and fees of other providers. Ordering it online also is usually much cheaper than buying currency at the airport or on arrival to your holiday destination. Make sure to always compare exchange rates before finalising an order.

For the best exchange rates, we highly recommend TransferWise. Enjoy your first transfer for free on transfers up to £500.

Thomas Cook exchange rate research

The exchange rate spreads below are for ordering foreign currency online. Rates on other services might differ. Those exchange rate margins are indicative at the time of research. Use the Thomas Cook currency converter or visit the nearest branch to get the latest rates.

Currency ISO Code Exchange Rate Mid-Market Rate Exchange Rate Margin / Loss
Euro EUR 1.099 1.12401 2.19%
United States Dollar USD 1.2521 1.28122 2.27%
Canadian Dollar CAD 1.650 1.70228 3.08%
Australian Dollar AUD 1.7141 1.7691 3.11%
United Arab Emirates Dirham AED 4.509 4.70528 4.18%
Barbados Dollar BBD 2.287 2.56244 10.76%
Bahraini Dinar BHD 0.440 0.48174 8.77%
Brazilian Real BRL 4.304 4.86224 11.49%
Swiss Franc CHF 1.230 1.27374 3.45%
Chilean Peso CLP 765.350 859.91991 11.00%
Chinese Yuan CNY 8.308 8.88563 6.50%
Colombian Peso COP 3,530.000 4095.91372 13.82%
Costa Rican Colon CRC 681.615 797.14137 14.49%
Czech Koruna CZK 27.900 29.22449 4.53%
Danish Krone DKK 7.900 8.38726 5.81%
Dominican Peso DOP 57.370 63.97937 10.33%
Egyptian Pound EGP 18.679 23.00561 18.81%
Hong Kong Dollar HKD 9.140 10.03526 8.92%
Croatian Kuna HRK 7.854 8.35358 5.98%
Hungarian Forint HUF 328.55 361.55171 9.13%
Indonesian Rupiah IDR 16702 18708.64412 10.73%
Israeli new Sheqel ILS 4.3252 4.78973 9.70%
Icelandic Krona ISK 143.44 158.71501 9.62%
Jamaican Dollar JMD 144.41 161.32758 10.49%
Jordanian Dinar JOD 0.8267 0.90839 8.99%
Japanese Yen JPY 131.77 144.8579 9.03%
Kenyan Shilling KES 118.5 131.2199 9.69%
Kuwaiti Dinar KWD 0.3543 0.38977 9.10%
Sri Lanka Rupee LKR 204.48 228.94732 10.69%
Mauritian Rupee MUR 39.97 44.33683 9.85%
Mexican Peso MXN 24.77 26.08245 5.03%
Malaysian Ringgit MYR 4.877 5.36713 9.13%
Norwegian Krone NOK 10.3041 10.94153 5.83%
New Zealand Dollar NZD 1.7674 1.87637 5.81%
Omani Rial OMR 0.4486 0.49263 8.94%
Philippine Peso PHP 60.28 67.04773 10.09%
Pakistani Rupee PKR 154.12 172.20248 10.50%
Polish Zloty PLN 4.5475 4.83715 5.99%
Qatari Rial QAR 4.2456 4.66364 8.96%
Romanian New Leu RON 4.5918 5.24386 12.43%
Saudi Riyal SAR 4.373 4.80458 8.98%
Swedish Krona SEK 10.56 11.59872 8.96%
Singapore Dollar SGD 1.603 1.75911 8.87%
Thai Baht THB 38.35 42.23269 9.19%
Turkish Lira TRY 6.5386 6.85386 4.60%
Trinidad and Tobago Dollar TTD 7.6571 8.63243 11.30%
East Caribbean Dollar XCD 3.1247 3.46231 9.75%
South African Rand ZAR 16.882 17.89588 5.67%

Thomas Cook’s exchange rate was collected from Thomas Cook’s website on 21/11/2018. Interbank rates collected from on 21/11/2018. The information displayed on this site is subject to change at any time and we do not guarantee 100% accuracy of the information.

For the today’s rates, visit Thomas Cook’s website, contact Thomas Cook’s customer support or log into your online banking and search for their exchange rate calculator. is not liable for any financial decisions based on the above information. is supported by referral compensations by some of the companies listed in our articles.

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