Western Union Exchange Rate: Currency Rates Overview

Max
Aug 3, 2020

Millions of people around the world use Western Union to send money to their families, friends and business partners every year. Western Union is the leading money transfer provider in the world and has been active for over 160 years. It offers online money transfers as well as cash transfers at local agent locations.
What you should know before using Western Union
Here are a few things you should know before making an international money transfer with WU:
- Western Union does not offer the interbank rate (current market rate) to its customers, but adds a spread (an extra charge on top of the market rate) instead.
- Their online exchange rates are usually better than their agent exchange rates.
- Western Union’s exchange rates and rate spreads fluctuate at all times.
- There are other fees involved depending on the payment method (online transfer, cash & card payment).
- There are plenty of cheaper ways to send money internationally, we’d recommend you take a look at some alternatives to Western Union to compare rates and prices beforehand.
Western Union Exchange Rates
All exchange rates we gathered were collected on (insert date) from WesternUnion.com. You can easily check today’s rate online using WU’s online calculator.
Australian Dollar (AUD) | ![]() |
3.60% |
Bangladeshi Taka (BDT) | Bank to Bank | 4.42% |
Brazilian Real (BRL) | Bank to Cash | 2.84% |
British Pound (GBP) | Bank to Bank | 5.87% |
For the best exchange rates, we highly recommend TransferWise. Enjoy your first transfer for free on transfers up to £500.
Western Union USD exchange rates
USD (US-Dollar to) | Payment Method | Exchange rate |
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3.60%info |
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4.42% |
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2.84% |
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5.87% |
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5.41% |
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0.93% |
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4.05% |
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5.06% |
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5.46% |
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7.47% |
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0.47% |
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3.64% |
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2.49% |
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-9.57% |
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1.35% |
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1.86% |
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1.66% |
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2.09% |
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-0.05% |
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1.86% |
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1.92% |
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3.99% |
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1.41% |
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#DIV/0! |
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1.01% |
Western Union GBP exchange rates
GBP (Pound Sterling) to: | Payment Method | Exchange rate |
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1.55% |
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1.57% |
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2.98% |
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1.31% |
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1.21% |
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2.92% |
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0.62% |
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0.62% |
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0.62% |
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0.68% |
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1.79% |
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3.38% |
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[simple_tooltip content=’During our research, we found out that the rate given by the provider was better than the interbank rate.’]+11.93%[/simple_tooltip] |
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1.05% |
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1.64% |
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0.49% |
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0.58% |
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0.82% |
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0.59% |
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1.04% |
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1.54% |
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1.60% |
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1.67% |
Western Union AUD exchange rates
Australian Dollar (AUD) to | Payment Method | Exchange Rate (Spread, in %) |
Bangladeshi Taka (BDT) | Bank to Bank | 1.31% |
Brazilian Real (BRL) | Bank to Bank | 4.06% |
British Pound (GBP) | Bank to Bank | 4.41% |
Canadian Dollar (CAD) | Bank to Cash | 5.78% |
Chinese Yuan (CNY) | Bank to Bank | 0.83% |
Colombian Peso (COP) | Bank to Cash | 3.15% |
Euro (EUR) France | Bank to Bank | 6.51% |
Euro (EUR) Germany | Bank to Bank | 6.05% |
Euro (EUR) Spain | Bank to Bank | 6.51% |
Indian Rupee (INR) | Bank to Bank | 1.09% |
Indonesian Rupiah (IDR) | Bank to Bank | 2.99% |
Mexican Peso (MXN) | Bank to Cash | 7.53% |
Nigerian Naira (NGN) | Bank to Bank | 5.52% |
Pakistani Rupee (PKR) | Bank to Bank | 2.60% |
Philippine Peso (PHP) | Bank to Bank | 1.91% |
Polish Zloty (PLN) | Bank to Bank | 4.30% |
Romanian Leu (RON) | Bank to Bank | 3.19% |
Russian Ruble (RUB) | Bank to Bank | 6.05% |
Swiss Franc (CHF) | Bank to Bank | 4.31% |
Thai Baht (THB) | Bank to Bank | 4.38% |
UAE Dirham (AED) | Bank to Bank | 4.19% |
US Dollar (USD) | Bank to Bank | 3.99% |
Vietnamese Dong (VND) | Bank to Bank | 2.56% |
Western Union CAD exchange rates
Canadian Dolalr (CAD) to | Payment Method | Exchange Rate (Spread in %) |
Australian Dollar (AUD) | Card Payment to Bank | 2.37% |
Bangladeshi Taka (BDT) | Card Payment to Cash | 1.39% |
Brazilian Real (BRL) | Card Payment to Cash | 3.74% |
British Pound (GBP) | Card Payment to Bank | 3.33% |
Chinese Yuan (CNY) | Card Payment to Bank | 2.40% |
Colombian Peso (COP) | Card Payment to Cash | 2.83% |
Euro (EUR) France | Card Payment to Bank | 5.25% |
Euro (EUR) Germany | Card Payment to Bank | 5.25% |
Euro (EUR) Spain | Card Payment to Cash | 5.44% |
Indian Rupee (INR) | Card Payment to Bank | 2.02% |
Indonesian Rupiah (IDR) | Card Payment to Cash | 2.11% |
Mexican Peso (MXN) | Card Payment to Bank | 2.46% |
Nigerian Naira (NGN) | Card Payment to Bank | 6.09% |
Pakistani Rupee (PKR) | Card Payment to Bank | 1.83% |
Philippine Peso (PHP) | Card Payment to Bank | 1.84% |
Polish Zloty (PLN) | Card Payment to Bank | 2.14% |
Romanian Leu (RON) | Card Payment to Bank | 2.57% |
Russian Ruble (RUB) | Card Payment to Bank | 5.93% |
Swiss Franc (CHF) | Card Payment to Cash | 3.89% |
Thai Baht (THB) | Card Payment to Cash | 4.16% |
UAE Dirham (AED) | Card Payment to Cash | 3.97% |
US Dollar (USD) | Card Payment to Bank | 3.17% |
Vietnamese Dong (VND) | Card Payment to Bank | 1.88% |
How to calculate the exchange rate loss
Here’s what you need to do in order to determine how much Western Union’s exchange rate spread is going to cost you:
- Multiply your sending amount by the exchange rate WU offers
- Multiply your sending amount by the current interbank rate (find it on google or xe.com)
- Subtract the first amount from the second amount
- This is the percentage you’ll lose during the currency conversion
Sending money to Germany
If you planned to send 1.000 GBP to Germany around 6.20 GBP could get lost through exchange rate markup (if the mark-up is 0.62%).
PS: If you’d like to know more about international money transfers to or from Germany feel free to check out this guide on “Auslandsüberweisungen” by German Website Finanzfluss.
Western Union’s exchange rate was collected from Western Union's website on 06/27/2017. Interbank rates collected from x-rates.com on 06/27/2017. The information displayed on this site is subject to change at any time and we do not guarantee 100% accuracy of the information.
For the today’s rates, visit Western Union's website, contact Western Union's customer support or log into your online banking and search for their exchange rate calculator. Currencyfees.com is not liable for any financial decisions based on the above information. Currencyfees.com is supported by referral compensations by some of the companies listed in our articles.