Wells Fargo USD exchange rates: What you need to know

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Wells Fargo offers a convenient way to buy a multitude of different currencies. However, foreign exchange rates represent a major pricing point and there is often little clarity around them. We researched Wells Fargo’s travel money exchange rates to provide you a table showcasing their currency rate spread. Hopefully we can help you save money on your holidays.

Wells Fargo exchange rates: Information and tips

Know the latest interbank exchange rate for your currency pairs

The interbank rate (also called mid-market rate) is the midpoint between the buy price and sell price of two currencies on the currency markets. Wells Fargo does not offer the interbank rate but instead adds a margin to it, which makes the foreign currency transaction more expensive for you. Before using Wells Fargo for your travel money needs, make sure to know the current interbank exchange rate. That way, you’ll be able to calculate FX losses on the currency conversion. You can find the latest interbank rates using our currency converter.

How to calculate exchange rate loss

Here’s what you need to do in order to determine how much Wells Fargo’s travel money exchange rate spread is going to cost you:

  1. Find the current interbank rate for your currencies using our currency converter
  2. Multiply your original amount by the current interbank rate
  3. Multiply your original amount by the exchange rate Wells Fargo offers
  4. Subtract the first amount from the second amount
  5. This is the amount you’ll lose through currency conversion with Wells Fargo

Order your currency online and in advance

Ordering your foreign currency before your trip allows you to compare with rates and fees of other providers. Ordering it online also is usually much cheaper than buying currency at the airport or on arrival to your holiday destination. Make sure to always compare exchange rates before finalising an order.


For the best exchange rates, we highly recommend TransferWise. Enjoy your first transfer for free on transfers up to £500.

Wells Fargo USD exchange rate research

The exchange rate spreads below are for ordering foreign currency online. Rates on other services might differ. Those exchange rate margins are indicative at the time of research. Use the Wells Fargo currency converter or visit the nearest branch to get the latest rates.


Currency ISO Code Exchange Rate Mid-Market Rate Exchange Rate Margin / Loss
Australia Dollar AUD 1.3205 1.39503 5.34%
Barbados Dollar BBD 1.8221 2 8.90%
Belize Dollar BZD 1.8380 2.01471 8.77%
Brazil Real BRL 3.4600 3.75069 7.75%
Canada Dollar CAD 1.2602 1.3258 4.95%
Cayman Islands Dollar KYD 0.7610 0.82071 7.28%
Chile Peso CLP 610.2026 671.4903 9.13%
China Yuan CNY 6.3296 6.77613 6.59%
Colombia Peso COP 2729.2580 3122.10072 12.58%
Costa Rica Colon CRC 541.7412 600.68052 9.81%
Croatia Kuna HRK 6.1041 6.53211 6.55%
Czech Republic Koruna CZK 20.9912 22.50916 6.74%
Denmark Krone DKK 6.2070 6.56878 5.51%
Dominican Republic Peso DOP 45.8499 50.44985 9.12%
East Caribbean Dollar XCD 2.4661 2.69845 8.61%
Eurozone Euro EUR 0.8338 0.87994 5.24%
Fiji Dollar FJD 1.9585 2.12262 7.73%
Great Britain Pound GBP 0.7341 0.77682 5.51%
Guatemala Quetzal GTQ 7.0252 7.7194 8.99%
Hong Kong Dollar HKD 7.3740 7.84255 5.97%
Hungary Forint HUF 262.9296 281.21319 6.50%
Indonesia Rupiah IDR 13116.4700 14175.82561 7.47%
Israel Sheqel ILS 3.4334 3.69237 7.01%
Jamaica Dollar JMD 118.5269 131.37789 9.78%
Japan Yen JPY 103.7097 109.77129 5.52%
Jordan Dinar JOD 0.6636 0.709 6.40%
Kuwait Dinar KWD 0.2791 0.30412 8.23%
Malaysia Ringgit MYR 3.7260 4.11187 9.38%
Mexico Peso MXN 17.8288 19.15984 6.95%
Morocco Dirham MAD 7.9309 9.57093 17.14%
Nepal Rupee NPR 100.2929 114.49701 12.41%
New Zealand Dollar NZD 1.4035 1.4831 5.37%
Nicaragua Cordoba NIO 28.0418 32.57 13.90%
North Ireland Pound INP 0.7341 0.77682 5.51%
Norway Krone NOK 8.0893 8.56239 5.53%
Pakistan Rupee PKR 125.8495 139.04296 9.49%
Peru Nuevo Sol PEN 3.0239 3.34227 9.53%
Philippines Piso PHP 47.7692 52.67305 9.31%
Poland Zloty PLN 3.5223 3.77608 6.72%
Romania New Leu RON 3.8511 4.14162 7.01%
Russia Ruble RUB 61.3874 66.71947 7.99%
Saudi Arabia Riyal SAR 3.4340 3.75 8.43%
Scotland Pound SCP 0.7341 0.77682 5.51%
Singapore Dollar SGD 1.2748 1.36444 6.57%
South Africa Rand ZAR 12.8306 13.87567 7.53%
South Korea Won KRW 1042.4590 1125.20952 7.35%
Sweden Krona SEK 8.5418 9.04215 5.53%
Switzerland Franc CHF 0.9443 0.99549 5.14%
Tahiti Franc XPF 94.4796 105.00432 10.02%
Taiwan Dollar TWD 27.7547 30.88736 10.14%
Thailand Baht THB 29.6191 31.79688 6.85%
Turkey New Lira TRY 4.9267 5.32288 7.44%
United Arab Emirates Dirham AED 3.4346 3.6725 6.48%
Vietnam Dong VND 20876.8300 23205.08644 10.03%

Wells Fargo’s exchange rate was collected from Wells Fargo’s website on 20/01/2019. Interbank rates collected from x-rates.com on 20/01/2019. The information displayed on this site is subject to change at any time and we do not guarantee 100% accuracy of the information.
For the today’s rates, visit Wells Fargo’s website, contact Wells Fargo’s customer support or log into your online banking and search for their exchange rate calculator. Currencyfees.com is not liable for any financial decisions based on the above information. Currencyfees.com is supported by referral compensations by some of the companies listed in our articles.

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