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Western Union USD exchange rates: What you need to know

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CurrencyFees » Fee Guides » Western Union USD exchange rates: What you need to know

Western Union offers a convenient way to buy a multitude of different currencies. However, foreign exchange rates represent a major pricing point and there is often little clarity around them. We researched Western Union’s travel money exchange rates to provide you a table showcasing their currency rate spread. Hopefully we can help you save money on your holidays.

Western Union exchange rates: Information and tips

Know the latest interbank exchange rate for your currency pairs

The interbank rate (also called mid-market rate) is the midpoint between the buy price and sell price of two currencies on the currency markets. Western Union does not offer the interbank rate but instead adds a margin to it, which makes the foreign currency transaction more expensive for you. Before using Western Union for your travel money needs, make sure to know the current interbank exchange rate. That way, you’ll be able to calculate FX losses on the currency conversion. You can find the latest interbank rates using our currency converter.

How to calculate exchange rate loss

Here’s what you need to do in order to determine how much Western Union’s travel money exchange rate spread is going to cost you:

  1. Find the current interbank rate for your currencies using our currency converter
  2. Multiply your original amount by the current interbank rate
  3. Multiply your original amount by the exchange rate Western Union offers
  4. Subtract the first amount from the second amount
  5. This is the amount you’ll lose through currency conversion with Western Union

Order your currency online and in advance

Ordering your foreign currency before your trip allows you to compare with rates and fees of other providers. Ordering it online also is usually much cheaper than buying currency at the airport or on arrival to your holiday destination. Make sure to always compare exchange rates before finalising an order.

 

For the best exchange rates, we highly recommend TransferWise. Enjoy your first transfer for free on transfers up to £500.
 

Western Union USD exchange rate research

The exchange rate spreads below are for ordering foreign currency online. Rates on other services might differ. Those exchange rate margins are indicative at the time of research. Use the Western Union currency converter or visit the nearest branch to get the latest rates.

Currency ISO Code Exchange Rate Mid-Market Rate Exchange Rate Margin / Loss
Canadian Dollar CAD 1.3248 1.32614 0.10%
India Rupee INR 70.4640 71.24015 1.09%
United Arab Emirates Dirham AED 3.6728 3.6725 -0.01%
Albania Lek ALL 107.3800 109.24304 1.71%
Armenia Dram AMD 478.6500 485.42001 1.39%
Netherland Antilles Guilder ANG 1.7613 1.7872 1.45%
Angola Kwanza AOA 306.8000 310.21398 1.10%
Argentina Peso ARS 37.4300 37.71461 0.75%
Australia Dollar AUD 1.3937 1.39518 0.11%
Aruba Guilder AWG 1.7585 1.79 1.76%
Azerbaijan Manat AZN 1.7585 1.7 -3.44%
Barbados Dollar BBD 1.9561 2 2.20%
Bangladesh Taka BDT 82.2400 83.56376 1.58%
Bulgaria Leva BGN 1.6977 1.72101 1.35%
Bahrain Dinar BHD 0.3743 0.376 0.45%
Burundi Franc BIF 1779.3000 1820.11148 2.24%
Bermuda Dollar BMD 0.9880 1 1.20%
Brunei Dollar BND 1.3413 1.36444 1.70%
Bolivia Boliviano BOB 6.6856 6.89854 3.09%
Brazil Real BRL 3.6936 3.75197 1.56%
Bahamas Dollar BSD 0.9910 1 0.90%
Bhutan Ngultrum BTN 70.3970 71.24015 1.18%
Botswana Pula BWP 10.4060 10.50272 0.92%
Belize Dollar BZD 1.9744 2.01461 2.00%
Republic of Congo Franc CDF 1591.5000 1570.20737 -1.36%
Switzerland Franc CHF 0.9949 0.99565 0.08%
Chile Peso CLP 667.9500 671.15865 0.48%
China Yuan (business/offshore) CNH 6.7939 6.77802 -0.23%
China Yuan CNY 6.7223 6.77802 0.82%
Colombia Peso COP 3040.0000 3123.32 2.67%
Costa Rica Colon CRC 590.7800 604.08363 2.20%
Cape Verde Escudo CVE 95.8380 97.03054 1.23%
Czech Republic Koruna CZK 22.4560 22.50916 0.24%
Djibouti Franc DJF 175.3800 177.94068 1.44%
Denmark Krone DKK 6.3689 6.56945 3.05%
Dominican Republic Peso DOP 49.7640 50.53595 1.53%
Algeria Dinar DZD 117.0000 119.25663 1.89%
Egypt Pound EGP 17.6270 17.88095 1.42%
Ethiopia Birr ETB 27.9960 28.4535 1.61%
Euro Member Countries EUR 0.8789 0.87994 0.12%
Fiji Dollar FJD 2.0777 2.12316 2.14%
Falkland Island Pound FKP 0.7761 0.77682 0.09%
British Pound GBP 0.7758 0.77682 0.13%
Georgia Lari GEL 2.6192 2.6633 1.66%
Ghana Cedi GHS 4.8543 4.96113 2.15%
Gibraltar Pound GIP 0.7657 0.77682 1.43%
Gambia Dalasi GMD 48.5860 49.53198 1.91%
Guinea Franc GNF 9012.5000 9185.14925 1.88%
Guatemala Quetzal GTQ 7.6301 7.72673 1.25%
Guyana Dollar GYD 205.0900 209.49921 2.10%
Hong Kong Dollar HKD 7.8384 7.84316 0.06%
Honduras Lempira HNL 24.0500 24.38466 1.37%
Croatia Kuna HRK 6.4491 6.53498 1.31%
Haiti Gourdes HTG 77.6440 78.80452 1.47%
Hungary Forint HUF 278.7900 281.21319 0.86%
Indonesia Rupiah IDR 14100.0000 14175.82561 0.53%
Israel New Shekel ILS 3.6830 3.69237 0.25%
Jamaica Dollar JMD 129.7300 131.37484 1.25%
Jordan Dinar JOD 0.7000 0.709 1.27%
Japan Yen JPY 109.7100 109.78067 0.06%
Kenya Shilling KES 100.7300 101.77756 1.03%
Kyrgystan Som KGS 68.7900 69.8393 1.50%
Cambodia Riel KHR 3946.7000 4009.16492 1.56%
South Korea Won KRW 1104.7000 1125.72111 1.87%
Kuwait Dinar KWD 0.3015 0.30412 0.86%
Cayman Island Dollar KYD 0.8200 0.82071 0.09%
Kazakhstan Tenge KZT 375.5300 379.85184 1.14%
Laos Kip LAK 8455.4000 8568.75879 1.32%
Lebanon Pound LBP 1487.6000 1507.5 1.32%
Sri Lanka Rupee LKR 180.1800 181.6506 0.81%
Lesotho Loti LSL 13.6460 13.87567 1.66%
Morocco Dirham MAD 9.4458 9.57093 1.31%
Moldova Leu MDL 16.8520 17.13776 1.67%
Madagascar Ariary MGA 3559.8000 3610.02168 1.39%
Macedonia Dinar MKD 53.2370 54.0821 1.56%
Mongolia Tugrik MNT 2611.1000 2636.01397 0.95%
Macau Pataca MOP 7.9592 8.07846 1.48%
Mauritius Rupee MUR 33.8730 34.69718 2.38%
Maldives Rufiyaa MVR 15.2400 15.66324 2.70%
Malawi Kwacha MWK 714.1500 729.22983 2.07%
Mexico Peso MXN 19.0660 19.15984 0.49%
Malaysia Ringgit MYR 4.0523 4.11233 1.46%
Mozambique Metical MZN 60.5020 61.65856 1.88%
Namibia Dollar NAD 13.7020 13.87567 1.25%
Nigeria Naira NGN 303.3000 363.07633 16.46%
Nicaragua Cordoba Oro NIO 32.0790 32.57 1.51%
Norway Krone NOK 8.5490 8.56239 0.16%
Nepal Rupee NPR 112.2900 114.51854 1.95%
New Zealand Dollar NZD 1.4815 1.48304 0.10%
Oman Rial OMR 0.3815 0.3845 0.78%
Panama Balboa PAB 0.9800 1 2.00%
Peru Nuevo Sol PEN 3.2897 3.34227 1.57%
Papua New Guinea Kina PGK 3.2468 3.36141 3.41%
Philippines Peso PHP 52.4300 52.68981 0.49%
Pakistan Rupee PKR 137.1900 139.49534 1.65%
Poland Zloty PLN 3.7686 3.77608 0.20%
Paraguay Guarani PYG 5901.0000 6091.92056 3.13%
Qatar Rial QAR 3.6090 3.64 0.85%
Romanian New Leu RON 4.0836 4.14162 1.40%
Russia Ruble RUB 64.1290 66.72036 3.88%
Rwanda Franc RWF 863.3100 883.77597 2.32%
Saudia Arabia Riyal SAR 3.7409 3.75 0.24%
Solomon Islands Dollar SBD 7.6220 8.0645 5.49%
Seychelles Rupee SCR 13.3950 13.94381 3.94%
Sweden Krone SEK 9.0199 9.04215 0.25%
Singapore Dollar SGD 1.3582 1.36444 0.46%
Suriname Dollar SRD 7.3485 7.44781 1.33%
São Tomé and Príncipe STD 20734.0000 21549.99919 3.79%
El Salvador Colone SVC 8.6451 8.75 1.20%
Swaziland Lilangeni SZL 13.7060 13.87567 1.22%
Thailand Baht THB 31.6360 31.79688 0.51%
Tunisia Dinar TND 3.0157 3.02312 0.25%
Tonga Pa’anga TOP 2.1533 2.32229 7.28%
Turkish Lira TRY 5.3039 5.32765 0.45%
Trinidad and Tobago Dollar TTD 6.6779 6.77831 1.48%
Taiwan Dollar TWD 30.5480 30.88736 1.10%
Tanzania Shilling TZS 2281.4000 2306.65433 1.09%
Uganda Shilling UGX 3677.4000 3715.94564 1.04%
Uruguay Peso Peso UYU 32.2970 32.69991 1.23%
Uzbekistan Som Som UZS 8317.6000 8355 0.45%
Vietnam Dong Dong VND 23006.0000 23205.08644 0.86%
Vanuatu Vatu Vatu VUV 110.0000 113.19607 2.82%
West Samoa Samoa Tala WST 2.4746 2.64542 6.46%
C. F. BEAC Africaine XAF 578.0000 577.20017 -0.14%
East Carribbean Dollar XCD 2.6578 2.70202 1.64%
C. F. BCEAO Africaine XOF 562.7000 577.20017 2.51%
French Polynesia (Tahiti) Franc XPF 104.0200 105.00429 0.94%
Yemen Rial YER 243.6500 250.2943 2.65%
South Africa Rand ZAR 13.8290 13.87567 0.34%
Zambia Kwacha ZMW 11.7970 11.99552 1.65%

How we collect our data & advertiser disclosure

Western Union’s exchange rate was collected from Western Union’s website on 19/01/2019. Interbank rates collected from x-rates.com on 19/01/2019. The information displayed on this site is subject to change at any time and we do not guarantee 100% accuracy of the information.
For the today’s rates, visit Western Union’s website, contact Western Union’s customer support or log into your online banking and search for their exchange rate calculator. Currencyfees.com is not liable for any financial decisions based on the above information. Currencyfees.com is supported by referral compensations by some of the companies listed in our articles.

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