Sainsbury’s exchange rates: What you need to know

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Sainsbury’s offers a convenient way to buy a multitude of different currencies. However, foreign exchange rates represent a major pricing point and there is often little clarity around them. We researched Sainsbury’s travel money exchange rates to provide you a table showcasing their currency rate spread. Hopefully we can help you save money on your holidays.

Sainsbury’s exchange rates: Information and tips

Know the latest interbank exchange rate for your currency pairs

The interbank rate (also called mid-market rate) is the midpoint between the buy price and sell price of two currencies on the currency markets. Sainsbury’s does not offer the interbank rate but instead adds a margin to it, which makes the foreign currency transaction more expensive for you. Before using Sainsbury’s for your travel money needs, make sure to know the current interbank exchange rate. That way, you’ll be able to calculate FX losses on the currency conversion. You can find the latest interbank rates using our currency converter.

How to calculate exchange rate loss

Here’s what you need to do in order to determine how much Sainsbury’s travel money exchange rate spread is going to cost you:

  1. Find the current interbank rate for your currencies using our currency converter
  2. Multiply your original amount by the current interbank rate
  3. Multiply your original amount by the exchange rate Sainsbury’s offers
  4. Subtract the first amount from the second amount
  5. This is the amount you’ll lose through currency conversion with Sainsbury’s

Order your currency online and in advance

Ordering your foreign currency before your trip allows you to compare with rates and fees of other providers. Ordering it online also is usually much cheaper than buying currency at the airport or on arrival to your holiday destination. Make sure to always compare exchange rates before finalising an order.

For the best exchange rates, we highly recommend TransferWise. Enjoy your first transfer for free on transfers up to £500.

Sainsbury’s exchange rate research

The exchange rate spreads below are for ordering foreign currency online. Rates on other services might differ. Those exchange rate margins are indicative at the time of research. Use the Sainsbury’s currency converter or visit the nearest branch to get the latest rates.

Currency ISO Code Exchange Rate Mid-Market Rate Exchange Rate Margin / Loss
Euro EUR 1.102 1.12021 1.63%
U.S. Dollar USD 1.253 1.27283 1.56%
UAE Dirham AED 4.4881 4.67448 3.99%
Australian Dollar AUD 1.7427 1.78935 2.61%
Canadian Dollar CAD 1.6171 1.67111 3.23%
New Zealand Dollar NZD 1.8846 1.93958 2.83%
South African Rand ZAR 17.8897 18.61064 3.87%
Swiss Franc CHF 1.2362 1.27782 3.26%
Thai Baht THB 40.2132 42.3474 5.04%
Turkish New Lira TRY 6.724 6.98762 3.77%
Bahraini Dinar BHD 0.4503 0.47859 5.91%
Brunei Dollar BND 1.6491 1.76172 6.39%
Bulgarian Lev BGN 2.0762 2.19094 5.24%
Cayman Islands Dollar KYD 0.9512 1.04372 8.86%
Chilean Peso CLP 802.9264 883.36734 9.11%
Chinese Renminbi CNY 8.305 8.86779 6.35%
Costa Rican Colon CRC 681.2756 740.56941 8.01%
Croatian Kuna HRK 7.9207 8.32399 4.84%
Czech Koruna CZK 27.4819 28.988 5.20%
Danish Krone DKK 7.9133 8.35889 5.33%
Dominican Peso DOP 57.5777 62.4894 7.86%
Fijian Dollar FJD 2.4993 2.73576 8.64%
Hong Kong Dollar HKD 9.5052 9.98389 4.79%
Hungarian Forint HUF 339.5318 363.54342 6.60%
Icelandic Króna ISK 145.9678 154.2608 5.38%
Indonesian Rupiah IDR 17768.89 19372.71823 8.28%
Israeli New Sheqel ILS 4.3982 4.72412 6.90%
Japanese Yen JPY 136.2577 143.55296 5.08%
Jordanian Dinar JOD 0.8447 0.90245 6.40%
Kenyan Shilling KES 120.0702 129.70452 7.43%
South Korean Won KRW 1342.47 1448.56065 7.32%
Kuwaiti Dinar KWD 0.3627 0.38682 6.24%
Malaysian Ringgit MYR 4.9615 5.32459 6.82%
Mauritian Rupee MUR 40.7414 44.12998 7.68%
Mexican Peso MXN 24.3001 25.47872 4.63%
Norwegian Krone NOK 10.2177 10.68905 4.41%
Omani Rial OMR 0.4603 0.48941 5.95%
Peruvian Nuevo Sol PEN 3.9003 4.27745 8.82%
Philippine Peso PHP 61.9279 68.11838 9.09%
Polish Zloty PLN 4.5977 4.85145 5.23%
Qatari Riyal QAR 4.3676 4.63315 5.73%
Romanian Leu RON 4.9266 5.22673 5.74%
Russian Ruble RUB 77.7568 83.50137 6.88%
Saudi Riyal SAR 4.5074 4.77316 5.57%
Singapore Dollar SGD 1.669 1.76172 5.26%
Swedish Krona SEK 11.1112 11.64815 4.61%
New Taiwan Dollar TWD 36.5094 39.38676 7.31%
Trinidad and Tobago Dollar TTD 7.8588 8.57814 8.39%
Vietnamese Dong VND 27124.37 29640.565 8.49%

Sainsbury's exchange rate was collected from Sainsbury's website on 30/10/2018. Interbank rates collected from on 30/10/2018. The information displayed on this site is subject to change at any time and we do not guarantee 100% accuracy of the information.
For the today’s rates, visit Sainsbury's website, contact Sainsbury's customer support or log into your online banking and search for their exchange rate calculator. is not liable for any financial decisions based on the above information. is supported by referral compensations by some of the companies listed in our articles.

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